Olivia White

Senior Partner, McKinsey & Company

About Olivia White

Olivia White, Senior Partner McKinsey & Company, Bay Area

As a member of the Financial Services, Risk & Resilience, and Social Sector Practices, Olivia advises banks and other financial institutions on a wide range of issues. She has led transformative impact for many global financial institutions and corporate business functions. She has also worked extensively on financial inclusion and broader economic development, with a primary focus in emerging markets. Along with her expertise in risk and financial inclusion, Olivia has led projects focused on foundation portfolio construction, customer experience, digital payments, operational improvement, and organizational design. She is also a co-leader of McKinsey’s knowledge efforts in risk management.

Olivia has led extensive research efforts related to financial inclusion and economic development, and efforts assessing the potential economic value from digital financial services in developing economies, examining the economics of global payment systems, and investigating risk associated with digitally enabled payments that serve financially excluded populations in the developing world. Her most recent research focused on the benefits and risks associated with Digital ID.

She publishes frequently on topics related to risk and financial inclusion, most notably through the McKinsey Global Institute and McKinsey on Risk. Prior to joining McKinsey, Olivia was a Pappalardo fellow in physics at MIT, where she conducted research both in physics and in neuroscience.


Anu Madgavkar, Partner, McKinsey Global Institute (MGI), New Jersey

As a partner of MGI, McKinsey’s business and economics research arm, Anu leads research focused on global labor markets and skills; gender economics; migration; inclusive growth; and applying technology to solving development challenges including financial inclusiveness. She also leads research efforts focused on India’s economic future. Anu has co-authored MGI reports including “The future of work after COVID-19”; “The future of women at work; “The power of parity”; “The social contract in the 21st century”; “Digital identification: A key to inclusive growth”; “People on the move: Global migration's impact and opportunity”; and “Digital India: Technology to transform a connected nation”.

Previously, Anu was a partner of McKinsey based in Mumbai, where she co-led McKinsey’s Financial Institutions practice in India. She has authored several reports and white papers on India’s economic growth and financial sector development.


Zac Townsend is a leader in McKinsey financial technology and banking digital business building practices. He works with clients on building digital businesses from scratch, transforming businesses to be digital-first, and partnering with or acquiring fintech companies. Previously, he was co-founder and head of product of Standard Treasury, where he built open banking platforms to connect banks and fintech companies. The company ultimately sold to Silicon Valley Bank. Zac also previously served as the inaugural Chief Data Officer of California. He was named to the Forbes 30 Under 30 list for Enterprise technology, and his commentary on fintech has appeared in the Financial Times, the American Banker, Slate, and other publications.

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