Zac Townsend is a leader in McKinsey financial technology and banking digital business building practices. He works with clients on building digital businesses from scratch, transforming businesses to be digital-first, and partnering with or acquiring fintech companies. Previously, he was co-founder and head of product of Standard Treasury, where he built open banking platforms to connect banks and fintech companies. The company ultimately sold to Silicon Valley Bank. Zac also previously served as the inaugural Chief Data Officer of California. He was named to the Forbes 30 Under 30 list for Enterprise technology, and his commentary on fintech has appeared in the Financial Times, the American Banker, Slate, and other publications.