Adele Atkinson is a Professor of Practice in Financial Literacy and Wellbeing at the Centre on Household Assets and Savings Management (CHASM), University of Birmingham, UK. She has almost 25 years of professional experience in developing research and finding solutions to policy challenges relating to financial literacy, wellbeing and inclusion, including 10 years at the OECD. Her most recent work has included a quantitative study of financial inclusion in the UK, a new survey on digital and financial literacy in the Pacific, and qualitative research on financial wellbeing in 7 European countries. 

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Louise Overton is Associate Professor of Social Policy and Director of the Centre on Household Assets and Savings Management (CHASM) at the University of Birmingham. Louise’s work focuses on understanding and addressing the risks, challenges and inequalities associated with the financialisation of later life in three key policy areas: pensions, housing equity, and long-term care. Her research has attracted widespread press coverage (FT Advisor, Telegraph, Guardian, among others) and has been instrumental in influencing policy and practice developments in the later life financial services and related sectors. She is currently researching the financial wellbeing of unpaid carers and decision-making among defined contribution pension consumers.