I have the impression that work-life balance is a nice word to add to speeches or policies but in reality it should be practiced by every individual. Recognizing biases and being cognizant that people (men and women) need time off, these practices should come from the top by example. People with kids need to have timeoff to be with their children and we do not want to be at disadvantage. What is your perspective? what is your experience?

We are working tirelessly to sustain an advanced, modern, future-ready financial system across the World. To build a mature FinTech ecosystem we must capture five pillars: 1) Demand, 2) Adequacy of working Capital, 3) Policy, Procedures and Internal controls, 4) Talent, and 5) Infrastructure. FinTech will achieve its goal by working with industry and regulatory authorities to ensure a central role for innovation and digital transformation and the promotion of a culture of robust risk management. This commitment is backed by two key elements: effective and balanced regulations, and robust digital infrastructure. The objective is to provide a set of principles when using enabling technologies in financial services and accompanying guidance. The key principles are broad enough to cater to different business matrix, operating systems and financial services offered by existing organizations operating in, and new entrants to, the financial services sectors. This technique can be a use full tool to upgrade the economic structure of the countries. Kind Regards Rizwan Khan  ( PGDip OL , University of Oxford) 

1. During the pandemic it is being observed that education is becoming more commercial many universities they are only selling education instead of improving the skills of students. Virtual classes sessions are useful but the gap of face-to-face interaction it always exists which lacks to buildup strong confidence in participants. Virtual sessions are easy way to progress but still such sessions are not able to produce good leaders. Participants or cohorts are not getting the equal value which they have invested on studies. As COVID problem over than how these students will match with those students who have attended live sessions. 2. As Pandemic impacted the business disastrously many small-scale businesses have closed or finished in many regions but definitely some new industries also came in existence to minimize the economy gap., but still the balance looks like unfavorable. 3. Prevention of Gender inequality needs more attention woman still can perform more vital role in business economy and in terms of representations they should be some allocated positions for woman in each department with well-maintained ratio. In developing countries biggest issue for woman growth is not providing them proper infrastructure to grow. Woman must give vital roles for the development of country and establishing their bright future. Regards Muhammad Rizwan Khan CAMSFCI,CFCS